Let's walk through how I structured my IUL policy and see if this strategy makes sense for your situation.
No pressure. No sales pitch. Just math.
During our 45-60 minute call, we'll discuss:
I only take calls from people who are genuinely interested in this strategy. This means:
I'm a licensed insurance agent operating under SavvyVelocityIUL LLC. If you decide to implement an IUL policy with me, I earn a commission. But here's what matters:
That's exactly what this call is for. I'll walk through the math and help you decide if it makes sense for YOUR situation. If it doesn't, I'll tell you that too. No pressure.
That's probably not the right strategy for you right now. IUL is meant to be a funded, long-term vehicle. However, we can discuss what might work better for your situation.
No. I'm sharing my personal journey and how I structured my policy. You should always consult with qualified financial, tax, and legal professionals before making any decisions. This is educational only.
Not long. Just grab your recent tax return and 401k statement if you have them handy. We'll work through the numbers together. Even without them, we can do the math on estimates.
Absolutely. Just note that I'll want to share my screen to show you numbers and spreadsheets. If you prefer phone-only, we can still make it work—I'll just email you the visuals afterward.
No problem. I might suggest some alternative strategies (Roth conversion, HSA maximization, etc.). Or you'll have a better understanding of why you want to stick with your current approach. Either way, you'll learn something.
We'll schedule a follow-up meeting to handle the application process. I'll walk you through everything step-by-step. Then we'll fund the policy on your timeline—no rush.
Email me: ky@velocitytofire.com. I usually respond within 24 hours.
Let's see if this strategy makes sense for your journey to FIRE.