401k Tax Bomb Calculator - Velocity to FIRE
Velocity to FIRE

💣 The 401k Tax Bomb Calculator

See what you'll ACTUALLY keep after Uncle Sam takes his cut

Total amount saved across all 401k/traditional IRA accounts
How much you plan to withdraw per year
Based on your annual withdrawal + other income
Typical retirement spans 25-35 years

🚨 Your Tax Bomb Results

Here's the truth about your retirement money...

Annual Withdrawal
$80,000
Annual Taxes
$22,800
You Actually Keep
$57,200
Tax Rate
28.5%

Annual Tax Breakdown:

Federal Income Tax $17,600
State Income Tax $4,000
Medicare Surcharge (IRMAA) $1,200
Total Taxes Per Year $22,800

💀 Lifetime Tax Bomb:

Over 30 years of retirement, you'll pay:

$684,000

That's money YOU saved that the government will take.

You're building a retirement fund for Uncle Sam, not yourself.